Vision Insurance

Wisconsin Vision has the best value in eye care. Our doctors take most vision plans, including many union health & welfare plans. Have an FSA or HSA? Yup, we take those too.

We’ll even check your benefits for you and explain what’s covered. Let us handle the insurance side of things so you can focus on the eye chart.

Plans We Take Free Benefits check (all stores)

Patient with vision insurance getting an eye exam from an optometrist in Wisconsin

Making vision insurance crystal clear

Understanding and using your vision insurance benefits is easy at Wisconsin Vision. We’re proud to be Wisconsin’s insurance experts, helping our patients make the most of their coverage while getting the quality eye care they deserve.

We’ll explain any out-of-pocket costs associated with your exam or purchase so you can get the eye care and eyewear you need without wondering if you can afford it.

If you have a health savings account (HSA) or flex dollars you can use for eyeglasses, contact lenses or prescription sunglasses, we’ll help your funds go farther at Wisconsin Vision.

Our eye doctors accept most vision insurance plans and work with discount programs, managed vision care plans, vision networks and union health & welfare funds. If your provider isn’t listed below, contact us and we can help you.

Vision Insurance Plans Accepted:

  • BlueCross BlueShield vision providers in Wisconsin
  • Cigna Vision providers in Wisconsin
  • UnitedHealthcare Vision providers in Wisconsin
  • Davis Vision vision providers in Wisconsin
  • EyeMed providers in Wisconsin
  • Medicare vision providers in Wisconsin
  • NVA vision providers in Wisconsin
  • Spectera Vision providers in Wisconsin
  • Superior Vision providers in Wisconsin
  • VSP providers in Wisconsin
  • Avesis vision providers in Wisconsin
  • MetLife vision providers in Wisconsin
  • Network Health vision providers in Wisconsin
  • Arise Health Plan vision providers in Wisconsin
  • WEA Trust vision providers in Wisconsin
  • WPS vision providers in Wisconsin
  • UMR vision providers in Wisconsin
Wisconsin vision insurance providers take multiple vision insurance plans
Union health plans with vision benefits

Union Health & Welfare Plans Accepted:

  • Carpenter’s Health and Welfare FundCarpenter’s Health and Welfare Fund
  • Central States Southeast and Southwest Areas Health and Welfare FundCentral States Southeast and Southwest Areas Health and Welfare Fund
  • IBEW Local 481 Benefit FundIBEW Local 481 Benefit Fund
  • Laborers Health and Welfare FundLaborers Health and Welfare Fund
  • Roofer’s Health and Welfare FundRoofer’s Health and Welfare Fund
  • Sheet Metal Workers Health and Welfare FundSheet Metal Workers Health and Welfare Fund
  • Teamsters Local 135 Health and Welfare FundTeamsters Local 135 Health and Welfare Fund
  • Wisconsin Education AssociationWisconsin Education Association
  • Wisconsin Electrical Employees Benefit FundWisconsin Electrical Employees Benefit Fund
  • Wisconsin Health FundWisconsin Health Fund
  • Wisconsin UFCW Unions and Employers Health PlanWisconsin UFCW Unions and Employers Health Plan

How vision insurance works

Whether you have vision insurance through an employer or an individual plan, coverage for eye exams, glasses and contacts can vary widely. No matter what type of plan you have, you can expect to see some of the following terms:

vision insurance copay


Insurance plans often include a fixed copayment, such as $10 or $35, for eye exams, frames or lenses. You’ll have to cover the copay amount out of pocket, and insurance covers the rest.

vision insurance material fee

Material Fee

Also called a materials copay, this is typically a single amount you pay towards a complete pair of eyeglasses (frames and lenses) or contact lenses.

frame allowance

Frame Allowance

This is how much of the cost of eyeglass frames your insurance will pay for, often in the range of $100-$150. You’re free to pick frames that cost more, but you’re responsible for any amount over the allowance.

optical lens coverage

Lens Allowance

Your vision plan might only cover a certain type of lens material, or cover lined bifocals but not progressives. Lens treatments (like anti-glare or scratch resistant) may also be covered in part or in full.

contact lens coverage

Contacts Allowance

In most cases a vision plan will cover either eyeglasses or contact lenses. If you opt for contacts, there’s typically an allowance for a year’s supply (and you cover the remainder out of pocket).

optical services covered in full

Covered in Full

This means your vision insurance covers the full cost of a product or service, and you don’t have to pay anything out of pocket.

discounts available through vision insurance

Special discounts

Often a vision insurance plan will give you a discount on the remaining balance once your frame or lens allowance is accounted for.

Other special discounts available through your plan may include reduced pricing on multiple pairs of glasses or sunglasses (with or without prescription lenses) once your yearly benefits have been used.

in network vision providers

In Network Provider

Wisconsin Vision eye doctors are in-network providers for most vision insurance plans.

In most cases you’ll get a better value when you choose an in-network eye doctor. Your insurance is billed directly and you only have to pay for out-of-pocket costs.

If you choose an out-of-network provider it could mean higher costs. You’ll also have to pay for everything up front and submit an insurance claim for reimbursement.

We’ll show you how to maximize your benefits

Call or visit any Wisconsin Vision store to get a free coverage check. We’ll show you how your plan works, and how to get the most value out of your vision benefits. We also have great options for patients without vision insurance.

It’s easy to check your vision benefits in Wisconsin’s largest metro areas:
Wisconsin Vision LocationWisconsin Vision Location Contact Wisconsin VisionWisconsin Vision phone number Schedule an exam onlineEye exam appointments Shop onlineBuy eyeglasses and contact lenses online Accepted vision insurance coverageVision insurance accepted Wisconsin Vision hoursEyeglass store business hours Contact Wisconsin VisionPhone Comprehensive eye examsEye exam chart Wisconsin Vision optometristsEye doctor Personalized vision careComprehensive vision care See more comfortablyDry eyes Professional contact lens exams & fittingsContact lens fitting Top of the line optical lensesOptical lenses fabricated in the USA Expert repairs for frames & lensesRepair service for broken eyeglasses Find the best fit for your vision & comfortProfessional eyeglass frame fitting Quality lens treatmentsLens coating types We’ll help you make the most of your vision insuranceMagnifying glass used to examine vision insurance document Affordable soft contact lenses from top brandsSoft contact lenses for sale An alternative to soft contact lensesGas permeable contact lenses Disposable contact lensesDisposable contact lenses for sale Contact lenses you can sleep inExtended wear contact lenses for sale Enhance your look with colored contactsColored contact lenses for sale Contacts for near and distance viewingmultifocal & bifocal contact lenses for sale Contact lenses for kidsPediatric and aphakic contact lenses Improve your vision and your gamecontact lenses for athletes We accept more types of vision insuranceAccepted vision insurance Affordable eye care & glasses even without insuranceVision care without insurance